IRTA/VF HEALTH INSURANCE POLICY

Trainees must have adequate health insurance coverage to receive training in NIH facilities. This requirement may be satisfied by a policy held either in the Trainees' name or in another's name with the Trainee identified as a family member. The latter could be a non-FAES policy. Certification of health benefit enrollment is required.

An approved plan of health insurance is available through the Foundation for Advanced Education in the Sciences (FAES). FAES coverage requires that Trainees be on a training schedule of at latest 32 hours per week with a minimal duration of 90 days.

Funds for individual or family FAES fee-for-service Preferred Provider Option (P.P.O.) health insurance are provided by the sponsoring IC. For a non-FAES policy, NIH will pay or reimburse for a policy issued in the Trainee's name in an amount not to exceed that of the FAES's fee-for-service P.P.O., individual or family as appropriate. In addition, NIH will reimburse for the additional health insurance cost, if occurred, under a spouse's plan up to the cost of the FAES's fee-for-service P.P.O. Sufficient documentation verifying health insurance coverage and documenting health insurance costs are required for a non-FAES policy.

When an outside sponsor provides insufficient funding for the purchase of health insurance coverage, the IC may provide supplemental funding to permit the purchase of a policy equivalent to the FAES ' fee-for service P.P.O., individual or family as appropriate.

Information on the FAES Health Insurance can be found at http://www.faes.org/health_insurance.htm